TCIF
Confidential · Investor Use Only
Live on BNB Chain Mainnet

Digital Tanzanite.
Africa's rarest
crypto asset.

One BEP-20 token. Sixteen assets. On-chain NAV every fifteen minutes. African-built for 350 million unbanked Africans and the global Diaspora.

$5M
Raise Target
16
Portfolio Assets
0.15%
Annual Expense Ratio
100M
Total Supply (TCIF)
Investor Presentation · May 2026 tcif.finance
TCIF
02 — Market
The Opportunity

Africa is the world's fastest-growing crypto frontier — and the most underserved.

350M+
Unbanked African adults lacking access to traditional financial services
World Bank · Findex
$90B
Annual Diaspora remittances flowing through high-fee legacy rails
Knomad · Migration Brief
60%
Of Africa's 1.4 billion people are under the age of twenty-five
UN World Population
$3T+
Global crypto market — Africa accounts for less than 3% of trading volume
Chainalysis · 2025 Index
Opportunity Sizing 02 / 16
TCIF
03 — The Gap
The Gap

Every existing crypto index fund was built for somewhere else. None of them serve Africa.

Product Built For Annual Fee Why It Fails Africa
Grayscale
US accredited investors, large institutional capital
2.50%
$50K+ minimum, US-only access
Bitwise 10
US wealth managers and family offices
0.85%
Off-chain, fiat onramp required
TokenSets / DPI
Ethereum-native DeFi power users
1.00–2.00%
High gas, technical complexity
TCIF
350M unbanked Africans & the Diaspora
0.15%
Mobile-first, ~$10 minimum, on-chain

Existing crypto index products carry Western minimums, off-chain custody, and management fees that compound away returns. The continent with the highest crypto adoption growth has no native institutional-grade index vehicle — until now.

Competitive
Whitespace
Competitive Whitespace 03 / 16
TCIF
04 — The Product
What is TCIF

One token. Sixteen assets.
Built for a continent.

01

Single-token diversification

One BEP-20 purchase delivers proportional exposure to BTC, ETH, SOL, BNB, TAO, ONDO and ten other category leaders across Core, Growth, and Emerging tiers.

02

Real-time on-chain NAV

The NAV Oracle smart contract publishes portfolio value every fifteen minutes — verifiable by any wallet, any frontend, any auditor on BSCScan.

03

0.15% expense ratio

Smart-contract automation removes traditional fund overhead. Ninety-four percent lower than Grayscale, eighty-two percent lower than Bitwise.

04

Mobile-first DAO governance

1 TCIF = 1 vote. Works in Trust Wallet, Binance Web3 and 300+ wallets via WalletConnect — from any smartphone in any African market.

Product Overview 04 / 16
TCIF
05 — Portfolio
Portfolio Architecture

A 60/36/4 portfolio across three conviction tiers.

BTC ETH XRP BNB SOL NEAR TAO HYPE ONDO SUI TON VVV QNT FET WEL AXGT
16
Assets · $3M Target
Core — Tier 1
60%

Large-cap, deeply liquid assets with proven long-term resilience. Anchored by Bitcoin and Ethereum, expanded by SOL and NEAR for non-EVM L1 coverage.

BTC · ETH · XRP · BNB · SOL · NEAR
Growth — Tier 2
36%

Mid-cap category leaders with measurable product-market fit across decentralized AI, RWA tokenization, on-chain derivatives, and mobile-distributed L1s.

TAO · HYPE · ONDO · SUI · TON · VVV · QNT
Emerging — Tier 3
4%

Capped asymmetric exposure to genuine micro-caps in AI agents and DeSci — right-sized by the May 2026 liquidity audit so tail-risk stays bounded.

FET · WEL · AXGT
Portfolio Architecture 05 / 16
TCIF
06 — Holdings
The Holdings

Sixteen assets, deliberately selected and weighted.

Core
Growth
Emerging
T1
BTC
Bitcoin
Store of Value
20%$600K
T1
ETH
Ethereum
Smart Contracts
10%$300K
T1
SOL
Solana
Layer 1
10%$300K
T1
XRP
XRP
Payments
8%$240K
T1
BNB
BNB
Exchange / Infra
8%$240K
T1
NEAR
NEAR Protocol
Layer 1
4%$120K
T2
TAO
Bittensor
Decentralized AI
8%$240K
T2
HYPE
Hyperliquid
Onchain Perps
6%$180K
T2
ONDO
Ondo Finance
Real-World Assets
5%$150K
T2
SUI
Sui
Layer 1
5%$150K
T2
TON
Toncoin
Mobile / Telegram
5%$150K
T2
VVV
Venice Token
AI Inference
4%$120K
T2
QNT
Quant
Enterprise / CBDC
3%$90K
T3
FET
ASI Alliance
AI Agents
3%$90K
T3
WEL
Welshare Health
DeSci / Health
0.5%$15K
T3
AXGT
AxonDAO
DeSci / Governance
0.5%$15K
The 16 Holdings · May 2026 Rebalance 06 / 16
TCIF
07 — Cost Structure
The Fee Revolution

Smart-contract automation collapses the cost of a managed crypto fund.

0.15%

Annual expense ratio · Compounded on-chain

At a 25% gross annual return, the gap between TCIF's 0.15% and a traditional 1.5% management fee compounds to roughly 4% additional cumulative return over three years.

Competitive landscape
Grayscale Digital Large Cap
2.50%
DeFi Index Average
1.50%
Bitwise 10 Crypto Index
0.85%
Tanzanite Crypto Index Fund
0.15%
vs Grayscale
94% lower
vs Bitwise
82% lower
0.15% — Lowest in Category 07 / 16
TCIF
08 — Tokenomics
Tokenomics

A fixed 100M supply, aligned across investors, treasury, and team.

50%
Investors
20%
Treasury
15%
Team
10%
Marketing
5%
LP
Investors — 25M private @ $0.05, 25M public @ $0.07
50,000,000
50%
Treasury — Multi-sig + 48h timelock
20,000,000
20%
Team — 3M immediate, 12M immutable vest over 2yr
15,000,000
15%
Marketing — Community, partnerships, KOLs
10,000,000
10%
Liquidity — PancakeSwap LP at IDO
5,000,000
5%
Standard
BEP-20 · BNB Smart Chain
Total Supply
100M
Baseline NAV
$0.03
Private Sale
$0.05
Public Sale (IDO)
$0.07
Staking APY
5–10%
Deflationary by design

5% of annual profits are routed by the TreasuryManager to open-market TCIF buybacks and sent to the burn address. Supply contracts as the fund grows.

100M Fixed Supply · 5% Burn Rate 08 / 16
TCIF
09 — Security
Security Architecture

Eight contracts, verified on mainnet. Institutional-grade from day one.

01

Gnosis Safe multisig

All treasury operations require multi-signature approval. No single keyholder can move funds. Path to 3-of-5 by IDO.

02

48-hour timelock

Every critical operation — withdrawals, parameter changes, upgrades — is queued on-chain with a mandatory 48h delay.

03

Immutable team vesting

12M team tokens locked in an immutable contract with no admin function, no emergency exit. Quarterly unlocks over 2 years.

04

Audits + bug bounty

CertiK and Hacken submissions in progress. Immunefi bounty planned at public launch. All contracts verified on BSCScan.

TCIF Token (BEP-20)
0xa821…cfE9
● Verified
NAV Oracle
0xB3ef…8d3c
● Verified
Token Sale
0x5705…1783
● Verified
Gnosis Safe
0x2f91…3021
● Verified
BNB Chain Mainnet · All Contracts Verified 09 / 16
TCIF
10 — Transparency
On-Chain Transparency

Portfolio value, published every fifteen minutes,
readable by anyone.

01
An automated Keeper service fetches live prices from CoinGecko and major exchanges every 15 minutes.
02
The NAVOracle smart contract stores the latest NAV per token on-chain — queryable by any wallet, frontend, or auditor.
03
Dual portfolio tracking publishes both the simulated target and actual deployed holdings — convergence is visible in real time.
04
Circuit breakers pause updates on 15% NAV deviation; CoinGecko and on-chain DEX prices cross-validate every write.
NAVOracle.sol  ·  BNB Mainnet
Live
NAV per TCIF token
$0.0300
Portfolio Value
$3,000,000.00
Circulating Supply
100,000,000
Last Update
2 min ago · block 49,182,036
Update Cadence
Every 15 minutes
contract: 0xB3efEc12ad478f63cB81699F1a4d2e669d8D8d3c
Live NAV · On-Chain · Every 15 Minutes 10 / 16
TCIF
11 — Projections
3-Year NAV Scenarios

Three scenarios. Asymmetric upside.

May 2026 → May 2029
From $0.03 baseline NAV
Per-asset multipliers capped at 10x
−27%
0.73x
NAV $0.0219 · Portfolio $2.19M
+247%
3.47x
NAV $0.1041 · Portfolio $10.41M
+534%
6.34x
NAV $0.1902 · Portfolio $19.02M
Bear Case
Extended 18–24mo correction. BTC range-bound $50–80K. Capital preservation.
Base Case · Most Likely
Normal cyclical recovery. BTC $150–200K. RWA + AI infra hit adoption escape velocity.
Bull Case
Super-cycle. BTC $260–320K. Premium AI (TAO, VVV) hit 10x ceilings.
Full methodology in Annex 1 11 / 16
TCIF
12 — The Outcome
$10,000 at private sale · Base case · 3-year horizon
$20,820

200,000 TCIF tokens at the private sale price of $0.05 each. Held to NAV of $0.1041 in the base case scenario — a 3.47x return net of fees, on a fully diversified, on-chain index of sixteen assets.

Bear Case
$4,389
Base Case
$20,820
Bull Case
$38,040
Speculative · See Annex 1 for full methodology 12 / 16
TCIF
13 — Roadmap
Roadmap

From mainnet — to pan-African scale.

Mainnet live · 8 contracts deployed
Q1–Q2 2026 · Now
Foundation
All 8 contracts live on BNB mainnet
NAV Oracle with 15-min updates
Gnosis Safe + 48h timelock active
Investor data room complete
Q2 2026
Private Sale
25M tokens at $0.05 · raise $1.25M
First portfolio capital deployed
CertiK + Hacken audit kickoff
YZi Labs accelerator decision
Q3 2026
Public IDO
25M tokens at $0.07 · raise $1.75M
PancakeSwap LP + DEX listing
Staking activates: 5/7/10% APY tiers
Governance DAO turn-on
Q4 2026
Scale
$10M AUM target
M-Pesa mobile money on-ramp
Venus + Beefy integrations
CEX listing strategy
2027+
Continental
Pan-African corridors live
Diaspora corridor launches
Institutional custody partners
$18M–$24M AUM target
Mainnet → Pan-African Scale 13 / 16
TCIF
14 — The Raise
The Raise

$5M total · dual-track · zero additional dilution beyond the sale.

$5M
Track 1 · Token Sales

$3M25M private @ $0.05 + 25M public @ $0.07

Proceeds deploy directly into the 16-asset portfolio per the allocation strategy in Annex 1.

Track 2 · Strategic

$2MAccelerators · Grants · Partnerships

YZi Labs (applied), BNB Chain MVB (eligible), ecosystem grants pipeline. Funds ops without token dilution.

Use of proceeds · $5M total
60%
Portfolio Deployment 16 assets per allocation
$3,000,000
10%
Liquidity Provisioning PancakeSwap LP, DEX market-making
$500,000
10%
Development Contracts, app, integrations
$500,000
10%
Marketing Community, KOLs, PR campaigns
$500,000
6%
Operations Legal, compliance, team comp
$300,000
4%
Reserve Emergency fund, opportunities
$200,000
$5M Dual-Track Raise 14 / 16
TCIF
15 — The Team
The Team

Built on the continent, for the continent.

Advisory board recruiting
DeFi · African fintech · regulatory · institutional
JM
Founder & CTO

JM

Architect of the entire smart-contract stack: token, treasury, vesting, NAV Oracle, keeper service, UUPS proxies. Hands-on Solidity, BNB Chain infra.

VS
CEO

VS

Strategy, investor relations, partnerships. Drives the dual-track raise and ecosystem positioning across African and Diaspora markets.

KM
CFO

KM

Treasury, expense ratio discipline, compliance frameworks. Aligns on-chain operations with traditional financial reporting.

OJ
CMO

OJ

Brand, community, Diaspora engagement, ambassador programs. Makes crypto investing accessible across African communities.

Founding Team · Africa 15 / 16
TCIF
16 — The Invitation
Private Sale Now Open

Digital Tanzanite.
Now investible at $0.05.

Private allocation at $0.05 per token through Q2 2026. Public IDO follows at $0.07. Whitelist now open to qualified investors.

Website
tcif.finance
Investor Relations
investors@tcif.finance
DApp
app.tcif.finance
Social
@TCIFfinance
Confidential · May 2026 · Investor Use Only 16 / 16